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$729,750 Conforming “High Balance” Loan Limit to remain through September 2011
You may have not known, however the high balance conforming loan limit of $729,750 was set to expire on 12/31/2010 and revert to $625,500. Most Bay Area Counties qualify for the maximum limit and if there is one thing that the home market needs consistently available and affordable credit. And while on the subject of affordable, I have been very active helping clients lower their rates. For example, last Friday I was able to lock a high balance loan for a client at 4.375% at no costs to the borrower. I quoted another client at 3.75% for a 15 year fixed conforming loan. The rates we are seeing today are surely at what can be consdiered "once in a lifetime" and have provided a welcome boost to the momentum in the housing recovery.
I am always available to discuss the opportunities offered by today's rates. Just call, text
or
email me for a prompt response.
Rates as of 10-14-2010
If you are in the San Francisco Bay Area, I invite you to take a look at our Resource Center, www.AboutBayAreaHomes.com. There you will find links for active home listings, including bank owned and short sales, home loan information, market activity reports, home seller strategies, staging and decorating, a suite of 19 calculators, plus my book, “Let’s Make a Deal, The Insiders Guide to Buying and Selling Real Estate” and more.
Russ Boyd and his team professionally assist buyers, sellers and homeowners in the Peninsula Communities of the San Francisco Bay Area. They serve clients in San Mateo, San Francisco, Santa Clara, Alameda and Contra Costa counties. Licensed as a Real Estate Broker by the California Department of Real Estate, 01264240. National Mortgage License Registry 230411.
Russ Boyd